The Home-Buying Process

The Home-Buying Process

Once you've decided homeownership is for you, getting pre-qualified for a home loan is the first, and perhaps most important, step to achieving your goal. During the pre-qualification process, you'll find out how much you can borrow by completing a loan application with your loan officer, who will also pull your credit report and help you decide on a loan program. If the loan officer is able to pre-qualify you for a home, you will receive an estimate of the expected closing costs.