Sonia Garibay

sonia garibay

Sonia Garibay

Cell: (209) 815-2288
Office: (209) 572-2301 x3412
Email: sgaribay@scenicoaks.com
NMLS Lic. No: 292640

I have lived in Turlock since 1996 and I have been married to my husband Jose for 18 years. We have 3 boys, Eric 16, Andrew 13 and Nathaniel 11. I'm actively involved in their sports and school activities. My biggest enjoyment is spending time with my family. We enjoy riding quads, camping, but most of our time is spent either in football or baseball fields. I am my kids' biggest fan and enjoy every moment of their games.

I'm fluent in Spanish and have 8 years of experience in mortgage lending. I have worked my way up through the business as an assistant, doc drawer, loan signing agent and have been originating for the past 5 years. My past experience has given me a deeper understanding of the loan process and enables me to foresee potential road blocks.

I am committed to making the process of obtaining a mortgage stress-free. My long term goals are to create life-long relationships with those I work with by providing a personalized high level of service. I'm devoted to providing you with the attention-to-detail, open communication, and personal service warranted for a pleasurable lending experience.

Whether you are purchasing a home, seeking investment property, or simply realigning assets, I am devoted to determining the best-fit loan program that satisfies your current needs both in the short and long term.