Welcome to Scenic Oaks Funding!     Local mortgage banker. Big-time results.

  • Looking to buy your first home?
  • Buying your next home, a vacation home, or an investment property?
  • Or maybe you're interested in a foreclosure property?

Take the first step toward your home buying goal with our free pre-qualification consultation.


It's as easy as 1-2-3.

1. Complete this contact form and click Submit.

2. We'll contact you within two business days.

3. We'll provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

If you're ready to move forward, ask us how you can line up your financing ahead of time with a PriorityPlus ® [1] pre-approval.

If you need more immediate assistance, call us directly at 209-572-2301.

Get Prequalified

* First Name
* Email Address
* Your Home Zip Code
* Last Name
* Phone Number

* Indicates required field

By clicking the Submit button you agree you are providing an electronic signature expressly authorizing Scenic Oaks Funding to contact you at any telephone number or email address you entered, so we can assist you with your request. This authorization overrides any previous registrations on a federal or state Do Not Call registry or any internal Scenic Oaks Funding privacy or solicitation preference you have previously expressed. You agree that Scenic Oaks Funding may use automatic telephone dialing systems in connection with calls made to any telephone number you entered, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged.


[1] A PriorityPlus ® pre-approval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Not available on all products.

Scenic Oaks Funding provides home loans and mortgage refinancing for real estate in Stanislaus, San Joaquin, and Tuolumne Counties. From Modesto and Stockton to Ceres, Lodi, Manteca, Oakdale, Tracy, and Turlock, Scenic Oaks Funding is the premiere financing company in the Central Valley for VA and FHA Loans, First-Time Buyers, and investors.

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1156 Scenic Drive Modesto, CA 95350

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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

Lic. No. 417 0051. NMLS ID 252939.

Equal Housing Opprotunity Lender

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