Welcome to Scenic Oaks Funding! We are the premier mortgage banking company in the Central Valley, Foothills, and East Bay.
- Looking to buy your first home?
- Buying your next home, a vacation home, or an investment property?
- Or maybe you're interested in a foreclosure property?
Take the first step toward your home buying goal with our free pre-qualification consultation.
It's as easy as 1-2-3.
1. Complete this contact form and click Submit.
2. We'll contact you within two business days.
3. We'll provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.
If you're ready to move forward, ask us how you can line up your financing ahead of time with a PriorityPlus ®  pre-approval.
If you need more immediate assistance, call us directly at 209-572-2301.
 A PriorityPlus ® pre-approval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Not available on all products.
Scenic Oaks Funding provides home loans and mortgage refinancing for real estate in Stanislaus, San Joaquin, and Tuolumne Counties. From Modesto and Stockton to Ceres, Lodi, Manteca, Oakdale, Tracy, and Turlock, Scenic Oaks Funding is the premiere financing company in the Central Valley for VA and FHA Loans, First-Time Buyers, and investors.